LETTER FROM THE PRESIDENT

When my wife and I moved to Dallas years ago, we wanted to live the American Dream and own our own home. Our dream was quickly shattered when a loan officer pulled our credit report and said, “No, sorry, you can’t buy a home.” We didn’t understand. We had good jobs and no debt. When we opened the door to our apartment that day, we felt differently. We felt trapped. The apartment was no longer just a “stop along the way.” This was the beginning of our long and difficult education on how the complex and confusing credit system really works. Maybe you have been there too, or maybe you have a high interest rate and think you’re stuck with thousands of dollars in excess interest payments. Maybe you were discharged from your bankruptcy, and your credit is not accurate – your fresh start isn’t that fresh. If you have the desire to own a home, learn the truth about credit, refinance existing debt, or want your purchasing power to be as high as it can be, then you have come to the right place. If you are a mortgage planner whose success depends on credit scores or a bankruptcy attorney dedicated to helping your clients get a fresh start, you’ve come to the right place. We are experts in the real world of credit, credit scores and credit reporting. But knowing how the complex credit scoring system works is just the first step. Applying that knowledge to your unique situation is what sets us apart. Our staff of highly trained specialists is second to none. Our desire and ability to help our clients reach their goals is second to none. Our professional staff is backed by constant research and custom-designed information systems. It all begins with an initial consultation. Here we design your personal plan, a plan to work together to reach your goals, to live your dream. My wife and I are now living our dream. We invite you to join us and everyone at CSG on the path to success. Eddie Johansson President, Credit Security Group